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The net crediting rate for the GUARANTEED INCOME FUND IS 2.75%. This rate is net of an asset charge of 0.90. This rate will be credited to funds invested in the GUARANTEED INCOME FUND beginning 7/1/2011 and will remain in effect through 12/31/2011. The interest crediting rate is guaranteed not to change during that time. While no one can predict the direction that investment rates will take in the future, investing a portion of your savings in fixed-rate investments may be an appropriate way to diversify your retirement savings. The interest crediting rate information as well as any applicable fees for other plan investments are available by calling toll-free 877-778-2100.
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