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While you are Participating:
Enrollment Form --
Complete this form to enroll in the IUE-CWA 401(k) Plan
Change Form ---
To make change to name/address,
investments, contributions
You may make changes to your investment elections and
existing balances by logging into your account online or
calling 877-778-2100. These services are available
24 hours per day, 7 days per week.
Designation of Beneficiary Form ---
To designate or
change beneficiary
Direct Rollover Form ---
To roll tax qualified money
into the IUE-CWA Plan
IRS Tax Qualification Letter --- Required by some
Plans for rollovers from the IUE-CWA Plan
To withdraw your savings from
the Plan:
Distribution Form
--- for Age 59 & 1/2 In-service
Withdrawals, Lump-Sum Payments and Rollovers to another
Plan.
If you prefer, you may log into your account online
or by calling 877-778-2100 to begin an distribution,
retirement, or rollover from the Plan instead of
completing a paper form.
You do NOT have to take your
savings from the 401(k) Plan when you terminate,
retire, or if your plant closes. You have many
options for your savings - including leaving them with
the Plan. Be sure to consider all fees and
investment charges when considering rolling your savings
out of the 401(k) Plan and into an IRA with a big
brokerage house.
Click here to
see withdrawal options for the 401(k) Plan.
Distribution
Form for Monthly Payments --
to receive a monthly
payout from your 401(k) Account instead of a single
lump-sum payment.
Loan Application
--- To borrow from your savings. If you prefer,
you may log in to your account online or by calling
877-778-2100 to begin the Loan process instead of
completing a paper form.
Loans are
only available to those
Participants whose Employer and Local Union have signed
new Memorandum of Agreement to allow for the
after-tax repayment of Loans. Keep in mind that
Loans must be repaid, even if you are on layoff or off
work for any reason. Borrowing from your 401(k)
Plan savings can lower your lifetime savings amounts,
because when the money is not invested, your savings are
not growing. Also, you will be repaying the Loan
with AFTER-TAX money. If you have any questions
about Loans or to find out if you are eligible, contact
the Plan Office.
Hardship Withdrawal Form ---
for certain withdrawals
while you are working. If you qualify, you must
first take a loan from your 401(k) Plan before you are
eligible to take a hardship withdrawal. You will
be required to provide documentation showing your
hardship in order to qualify. |