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While you are Participating:
Enrollment Form --- For initial enrollment into the Plan
Change Form --- To make change to name/address,
investments, contributions
Designation of Beneficiary Form --- To designate or
change beneficiary
Direct Rollover Form --- To roll tax qualified money
into the IUE-CWA Plan
IRS Tax Qualification Letter --- Required by some
Plans for rollovers from the IUE-CWA Plan
To withdraw your savings from
the Plan:
Distribution Form --- for
Age 59 & 1/2 In-service Withdrawals, Retirement, Termination,
Rollovers, or
Disability.
You do NOT have to take your
savings from the 401(k) Plan when you terminate,
retire, or if your plant closes. You have many
options for your savings - including leaving them with
the Plan. Be sure to consider all fees and
investment charges when considering rolling your savings
out of the 401(k) Plan and into an IRA with a big
brokerage house.
Click here to
see withdrawal options for the 401(k) Plan.
Distribution Form for Beneficiary --- for Beneficiary
upon death of Participant or for a distribution for a
Qualified Domestic Relations Order (QDRO)
Hardship Withdrawal Form --- for certain withdrawals
while you are working
Loan Application
--- To borrow from your savings. Loans are
only available to those
Participants whose Employer and Local Union have signed
new Memorandum of Agreement to allow for the
after-tax repayment of Loans. Keep in mind that
Loans must be repaid, even if you are on layoff or off
work for any reason. Borrowing from your 401(k)
Plan savings can lower your lifetime savings amounts,
because when the money is not invested, your savings are
not growing. Also, you will be repaying the Loan
with AFTER-TAX money. If you have any questions
about Loans or to find out if you are eligible, contact
the Plan Office.
Important Information about the Federal Tax Treatment
of Distributions |